Last updated January 1, 2025

Terms of Use

1. Agreement

By using boldspirit.online, you agree to these terms and our Privacy Policy. If you do not agree, please do not use the service.

2. Educational scope

Bold Spirit Ledger provides general educational material. It is not investment, tax, legal, credit, or individualized financial advice, and no outcome is guaranteed.

3. Catalog and demonstration cart

Product descriptions and prices are presented for the listed learning products. The browser cart is a demonstration feature unless a separate written enrollment confirmation states otherwise. No payment is collected by this static experience.

4. Acceptable use

You agree not to misuse the site, interfere with its operation, attempt unauthorized access, copy protected material for commercial redistribution, or submit unlawful content.

5. Intellectual property

Site text, course frameworks, brand elements, and original materials belong to Bold Spirit Ledger or its licensors. Permission is granted for personal, non-commercial learning use only.

6. Disclaimers and limits

The service is provided on an as-available basis. To the extent permitted by law, Bold Spirit Ledger is not responsible for indirect losses arising from reliance on general educational material or service interruption.

7. Changes and contact

We may update these terms by publishing a revised version. Questions may be sent to [email protected].